At Macy Financial our number one priority is you.

Richard J. "Macy" Maciasz of Macy Financial Services offers financial solutions designed to help your retirement and estate planning needs. Richard understands that establishing client relationships based on a foundation of unwavering commitment to integrity, ethics and trustworthiness is key.

An Investment Advisor Representative with J.P. Turner & Company Capital Management, LLC, he has spent nearly all of his adult life in the financial arena.

 

Richard constantly keeps abreast of changes and trends that affect how he approaches clients and what he presents to them. He is a person who is motivated to stay current and is an avid reader on research related to investment topics and economic trends. He is an extremely well versed professional, a result of his life-long commitment to staying abreast of what is new and what works..  

 

 

 
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Cost of Retirement

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Newsletters

Lessons from a Perilous Year

In retrospect, 2011 was a formidable year for catastrophes. Small businesses can be hit hard when extreme weather or a natural disaster causes damage or forces a temporary closure. This article considers the importance of adequate insurance protection and ways to help reduce uninsured losses.

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

HOT TOPIC: Are Housing Troubles Standing in the Way of Growth?

In the wake of past recessions, the housing industry provided a meaningful economic boost. This time around, the pace of the recovery has been more sluggish than expected, and ongoing weakness in the housing sector may be to blame.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

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