At Macy Financial our number one priority is you.

Richard J. "Macy" Maciasz of Macy Financial Services offers financial solutions designed to help your retirement and estate planning needs. Richard understands that establishing client relationships based on a foundation of unwavering commitment to integrity, ethics and trustworthiness is key.

An Investment Advisor Representative with J.P. Turner & Company Capital Management, LLC, he has spent nearly all of his adult life in the financial arena.

 

Richard constantly keeps abreast of changes and trends that affect how he approaches clients and what he presents to them. He is a person who is motivated to stay current and is an avid reader on research related to investment topics and economic trends. He is an extremely well versed professional, a result of his life-long commitment to staying abreast of what is new and what works..  

 

 

 

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

HOT TOPIC: Eye on Japan's Recovery Within a Recovery

Japan’s economy hasn’t been on solid ground since the 1990s, but now it must grapple with rebuilding after an earthquake, tsunami, and nuclear accident that have caused economic losses expected to surpass $300 billion. What is the outlook for Japan and the effects the nation's disasters could have on the world economy and financial markets?

Help an Inheritance Help You

When Americans were asked what they would do with a large inheritance, 48% said they would save it; only 8% said they would spend it on things they've always wanted. Could the Great Recession be changing attitudes about money? There are some options to consider for those who expect to receive, or have already received, an inheritance.

On the Committees

The closely watched "yield curve" has been fairly adept at signaling the onset of U.S. economic recessions. A yield curve inversion would seem to be a fairly straightforward method for ascertaining the direction of the economy, but more often than not it's not so simple.

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