Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.